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2026 conforming loan limits in Georgia.

All 159 counties in Georgia use the national baseline: $832,750 for one unit.

Every county1 unit2 units3 units4 units
Georgia$832,750$1,066,250$1,288,800$1,601,750
See all 159 counties
County1 unit2 units3 units4 units1 unit, since 20251 unit, since 2022
Appling County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Atkinson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bacon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Baker County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Baldwin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Banks County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Barrow County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bartow County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ben Hill County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Berrien County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bibb County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bleckley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Brantley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Brooks County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bryan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bulloch County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Burke County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Butts County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Calhoun County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Camden County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Candler County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Carroll County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Catoosa County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Charlton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Chatham County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Chattahoochee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Chattooga County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cherokee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clarke County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clay County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clayton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clinch County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cobb County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Coffee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Colquitt County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Columbia County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cook County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Coweta County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Crawford County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Crisp County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dade County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dawson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
DeKalb County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Decatur County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dodge County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dooly County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dougherty County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Douglas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Early County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Echols County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Effingham County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Elbert County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Emanuel County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Evans County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Fannin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Fayette County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Floyd County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Forsyth County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Franklin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Fulton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gilmer County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Glascock County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Glynn County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gordon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Grady County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Greene County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gwinnett County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Habersham County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hall County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hancock County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Haralson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Harris County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hart County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Heard County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Henry County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Houston County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Irwin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jackson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jasper County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jeff Davis County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jefferson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jenkins County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Johnson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jones County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lamar County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lanier County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Laurens County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Liberty County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lincoln County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Long County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lowndes County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lumpkin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Macon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Madison County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Marion County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
McDuffie County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Mcintosh County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Meriwether County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Miller County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Mitchell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Monroe County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Montgomery County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Morgan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Murray County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Muscogee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Newton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Oconee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Oglethorpe County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Paulding County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Peach County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pickens County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pierce County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pike County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Polk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pulaski County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Putnam County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Quitman County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rabun County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Randolph County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Richmond County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rockdale County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Schley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Screven County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Seminole County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Spalding County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stephens County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stewart County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sumter County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Talbot County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Taliaferro County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Tattnall County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Taylor County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Telfair County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Terrell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Thomas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Tift County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Toombs County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Towns County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Treutlen County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Troup County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Turner County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Twiggs County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Union County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Upson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Walker County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Walton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ware County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Warren County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Washington County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wayne County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Webster County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wheeler County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
White County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Whitfield County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wilcox County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wilkes County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wilkinson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Worth County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)

Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.

Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.