TPO Kit
2026 conforming loan limits in Hawaii.
5 of Hawaii's 5 counties are high-cost areas with a higher limit, as high as $1,299,500 in 2 counties. The rest use the $832,750 baseline.
| County | 1 unit | 2 units | 3 units | 4 units | 1 unit, since 2025 | 1 unit, since 2022 |
|---|---|---|---|---|---|---|
| Hawaii CountyHigh-cost | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (3.3%) | +$278,325 (28.7%) |
| Honolulu CountyHigh-cost | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (3.3%) | +$278,325 (28.7%) |
| Kalawao CountyHigh-cost | $1,299,500 | $1,663,600 | $2,010,950 | $2,499,100 | +$89,750 (7.4%) | +$328,700 (33.9%) |
| Kauai CountyHigh-cost | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (3.3%) | +$278,325 (28.7%) |
| Maui CountyHigh-cost | $1,299,500 | $1,663,600 | $2,010,950 | $2,499,100 | +$89,750 (7.4%) | +$328,700 (33.9%) |
Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.
Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.