TPO Kit
2026 conforming loan limits in Illinois.
All 102 counties in Illinois use the national baseline: $832,750 for one unit.
| Every county | 1 unit | 2 units | 3 units | 4 units |
|---|---|---|---|---|
| Illinois | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
See all 102 counties
| County | 1 unit | 2 units | 3 units | 4 units | 1 unit, since 2025 | 1 unit, since 2022 |
|---|---|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Alexander County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Bond County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Boone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Brown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Bureau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Calhoun County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Carroll County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Cass County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Champaign County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Christian County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Clinton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Coles County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Cook County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Cumberland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| De Witt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| DeKalb County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Dupage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Edgar County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Edwards County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Effingham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Fayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Ford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Fulton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Gallatin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Greene County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Grundy County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Hamilton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Hancock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Hardin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Henderson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Henry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Iroquois County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Jasper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Jersey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Jo Daviess County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Johnson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Kane County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Kankakee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Kendall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Knox County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| LaSalle County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Lawrence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Lee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Livingston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Macon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Macoupin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Marshall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Mason County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Massac County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| McDonough County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| McLean County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Mchenry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Menard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Mercer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Moultrie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Ogle County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Peoria County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Perry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Piatt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Pike County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Pope County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Pulaski County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Putnam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Randolph County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Richland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Rock Island County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Saline County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Sangamon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Schuyler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Scott County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Shelby County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| St. Clair County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Stark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Stephenson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Tazewell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Vermilion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Wabash County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Warren County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| White County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Whiteside County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Will County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Williamson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Winnebago County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
| Woodford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | +$26,250 (3.3%) | +$185,550 (28.7%) |
Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.
Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.