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2026 conforming loan limits in Kansas.

All 105 counties in Kansas use the national baseline: $832,750 for one unit.

Every county1 unit2 units3 units4 units
Kansas$832,750$1,066,250$1,288,800$1,601,750
See all 105 counties
County1 unit2 units3 units4 units1 unit, since 20251 unit, since 2022
Allen County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Anderson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Atchison County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Barber County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Barton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bourbon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Brown County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Butler County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Chase County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Chautauqua County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cherokee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cheyenne County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clark County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clay County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cloud County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Coffey County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Comanche County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cowley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Crawford County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Decatur County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dickinson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Doniphan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Douglas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Edwards County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Elk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ellis County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ellsworth County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Finney County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ford County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Franklin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Geary County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gove County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Graham County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Grant County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gray County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Greeley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Greenwood County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hamilton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Harper County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Harvey County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Haskell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hodgeman County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jackson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jefferson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jewell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Johnson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Kearny County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Kingman County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Kiowa County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Labette County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lane County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Leavenworth County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lincoln County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Linn County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Logan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lyon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Marion County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Marshall County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
McPherson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Meade County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Miami County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Mitchell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Montgomery County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Morris County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Morton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Nemaha County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Neosho County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ness County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Norton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Osage County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Osborne County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ottawa County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pawnee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Phillips County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pottawatomie County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pratt County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rawlins County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Reno County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Republic County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rice County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Riley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rooks County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rush County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Russell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Saline County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Scott County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sedgwick County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Seward County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Shawnee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sheridan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sherman County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Smith County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stafford County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stanton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stevens County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sumner County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Thomas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Trego County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wabaunsee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wallace County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Washington County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wichita County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wilson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Woodson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wyandotte County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)

Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.

Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.