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2026 conforming loan limits in Missouri.

All 115 counties in Missouri use the national baseline: $832,750 for one unit.

Every county1 unit2 units3 units4 units
Missouri$832,750$1,066,250$1,288,800$1,601,750
See all 115 counties
County1 unit2 units3 units4 units1 unit, since 20251 unit, since 2022
Adair County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Andrew County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Atchison County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Audrain County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Barry County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Barton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bates County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Benton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Bollinger County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Boone County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Buchanan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Butler County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Caldwell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Callaway County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Camden County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cape Girardeau County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Carroll County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Carter County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cass County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cedar County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Chariton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Christian County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clark County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clay County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clinton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cole County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cooper County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Crawford County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dade County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dallas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Daviess County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
DeKalb County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dent County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Douglas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Dunklin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Franklin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gasconade County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gentry County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Greene County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Grundy County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Harrison County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Henry County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hickory County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Holt County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Howard County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Howell County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Iron County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jackson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jasper County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jefferson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Johnson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Knox County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Laclede County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lafayette County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lawrence County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lewis County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lincoln County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Linn County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Livingston County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Macon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Madison County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Maries County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Marion County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
McDonald County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Mercer County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Miller County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Mississippi County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Moniteau County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Monroe County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Montgomery County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Morgan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
New Madrid County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Newton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Nodaway County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Oregon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Osage County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ozark County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pemiscot County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Perry County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pettis County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Phelps County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pike County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Platte County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Polk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pulaski County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Putnam County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ralls County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Randolph County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ray County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Reynolds County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ripley County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Saline County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Schuyler County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Scotland County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Scott County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Shannon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Shelby County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
St. Charles County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
St. Clair County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
St. Francois County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
St. Louis City$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
St. Louis County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Ste. Genevieve County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stoddard County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Stone County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sullivan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Taney County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Texas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Vernon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Warren County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Washington County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wayne County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Webster County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Worth County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wright County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)

Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.

Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.