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2026 conforming loan limits in Nevada.

All 17 counties in Nevada use the national baseline: $832,750 for one unit.

Every county1 unit2 units3 units4 units
Nevada$832,750$1,066,250$1,288,800$1,601,750
See all 17 counties
County1 unit2 units3 units4 units1 unit, since 20251 unit, since 2022
Carson City$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Churchill County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clark County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Douglas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Elko County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Esmeralda County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Eureka County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Humboldt County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lander County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lincoln County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lyon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Mineral County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Nye County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Pershing County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Storey County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Washoe County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
White Pine County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)

Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.

Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.