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2026 conforming loan limits in New Hampshire.

2 of New Hampshire's 10 counties are high-cost areas with a higher limit, as high as $962,550 in 2 counties. The rest use the $832,750 baseline.

County1 unit2 units3 units4 units1 unit, since 20251 unit, since 2022
Belknap County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Carroll County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Cheshire County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Coos County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Grafton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hillsborough County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Merrimack County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Rockingham CountyHigh-cost$962,550$1,232,250$1,489,500$1,851,100+$48,300 (5.3%)+$192,050 (24.9%)
Strafford CountyHigh-cost$962,550$1,232,250$1,489,500$1,851,100+$48,300 (5.3%)+$192,050 (24.9%)
Sullivan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)

Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.

Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.