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2026 conforming loan limits in Oregon.

All 36 counties in Oregon use the national baseline: $832,750 for one unit.

Every county1 unit2 units3 units4 units
Oregon$832,750$1,066,250$1,288,800$1,601,750
See all 36 counties
County1 unit2 units3 units4 units1 unit, since 20251 unit, since 2022
Baker County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Benton County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clackamas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Clatsop County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Columbia County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Coos County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Crook County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Curry County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Deschutes County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Douglas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Gilliam County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Grant County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Harney County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Hood River County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jackson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Jefferson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Josephine County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Klamath County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lake County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lane County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Lincoln County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Linn County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Malheur County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Marion County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Morrow County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Multnomah County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Polk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Sherman County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Tillamook County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Umatilla County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Union County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wallowa County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wasco County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Washington County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Wheeler County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)
Yamhill County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (3.3%)+$185,550 (28.7%)

Source: FHFA, Conforming Loan Limit Values, 2026. For loans acquired by Fannie Mae and Freddie Mac in 2026. Changes use FHFA's county files for 2022 to 2026; counties whose codes changed show "—". FHA limits are set separately by HUD: for 2026, $541,287 to $1,249,125 for one unit in most areas. HUD loan limit lookup.

Updated September 28, 2026 · FHFA's next updates are expected in late November 2026.