Origination
Loan origination software for mortgage brokers.
The application, fees and documents in one loan file from lead to funded, and every file in one pipeline. Fees and key loan figures show who entered them and when.
| Amount | How | Who | When |
|---|---|---|---|
| $650.00Current | Typed | Alex Moreno | Sep 15, 2026, 2:04 PM |
| $575.00 | Typed | Jordan Pike | Sep 14, 2026, 10:20 AM |
| $550.00 | A template applied | Jordan Pike | Sep 14, 2026, 10:02 AM |
Illustrative — not live data. Lenders, people and figures are invented. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
What Origination includes.
Borrower Portal
Borrowers complete their part of the application and upload requested documents from a secure account.
Fee Worksheet
Fees by lettered section, with lender credit, compensation, seller concessions, cash to close and an escrow analysis.
Line History
Every fee line keeps each amount it has held, how it got there, who entered it and when.
Field History
Income, assets, liabilities, property details and the loan amount list each value with its source, who entered it and when.
Client Needs
Document requests to the borrower, raised by the shop's rules. An upload marks each one submitted.
Pipeline
Every file by stage, with what is outstanding on each.
Reports
Funded, pipeline, productivity and month-end reports, with views saved for one person or the whole shop.
Dashboard
The pipeline by stage, funded volume and dates approaching.
Line History and Field History
Fees and key figures record who entered them and when.
Each fee line keeps every amount it has held and how it got there. Income, assets, liabilities, property details and the loan amount list each value with its source, the person who entered it and the time, latest first.
- Base income · $7,250.00 · staff entry · Alex Moreno · 09/12/2026, 4:10 PM
- Base income · $7,500.00 · borrower entry · Sam Carter · 09/10/2026, 8:45 PM
- Employer · Holton Public Schools · borrower entry · Sam Carter · 09/10/2026, 8:41 PM
- About You✓ Complete
- The Loan and the Property✓ Complete
- Your Work and Income✓ Complete
- Other Income✓ Complete
- Your AccountsIn Progress
- What You OweNot Started
- Property You OwnNot Started
- DeclarationsNot Started
- Military ServiceNot Started
- Demographic InformationNot Started
- DocumentsIn Progress
Borrower Portal
The borrower's part of the application, in the file.
Borrowers complete their sections and upload requested documents from a secure account that carries over to their next loan with the shop. Requests come from the shop's own rules, and an upload moves each one to the loan officer. The loan officer and processor complete the rest in the same file.
Pipeline, Reports and Dashboard
Every file by stage, from lead to funded.
The pipeline lists every file with its stage, what is outstanding and who is working it. Named reports cover funded loans, pipeline, productivity and month end, and a view can be saved for one person or the whole shop.
| Loan / Lender | Borrower / Address | Stage / Outstanding | Product / Purpose | Amount | Contacts |
|---|---|---|---|---|---|
| SM26-0431— | Morgan Reyes22 Birch Court | Application StartedConditions 0 · Client Needs 6 | 30-Year FixedPurchase | $312,000 | Jordan Pike |
| SM26-0417Lender A | Sam Carter1418 Alder Street | In ProcessingConditions 0 · Client Needs 3 | 30-Year FixedPurchase | $400,000 | Jordan Pike, Alex Moreno |
| SM26-0398Lender B | Taylor Brooks905 Lakeview Drive | Conditionally ApprovedConditions 0 · Client Needs 2 | 30-Year FixedRefinance | $528,500 | Jordan Pike, Alex Moreno |
| SM26-0385Lender A | Casey Lin310 Orchard Lane | Clear to CloseConditions 0 · Client Needs 0 | 15-Year FixedPurchase | $276,250 | Jordan Pike, Alex Moreno |
What Origination does not do.
- Match or rank lenders.
- Hold or send wire or disbursement instructions.
- Block a loan from moving forward.
- Issue the Loan Estimate or Closing Disclosure. Those come from the lender or the shop's document provider.
Early access for mortgage broker shops.
- Ships first.The system of record for a broker shop.
- Follows.Integrations for the broker channel.
- Follows.The non-delegated channel, for shops that close loans in their own name.